Tiny home loan

See your options in about 5 minutes, with no obligation.

Step 1 of 6 — Your loan

Next: About you

Questions? Call us on 0800 696 282.

What you'll need (2 min read)

Before you start, it helps to have these handy:

Your NZ driver licence (the number at 5a, the version at 5b and the expiry date), or your passport (its number and expiry date).
What you earn after tax, and your employer's name.
Your internet banking, if you'd like to connect your bank. Or your last 3 months of statements as PDFs.
If you're self-employed: your latest IR3 (personal tax return).

Don't have them all now? No problem. You can send documents later from the link we email or text you. Not ready yet? Ask us to call you.

Your tiny home

How will it sit? *

Most tiny homes are too wide to tow, so they arrive on a truck and sit on skids, blocks or removable piles.

Who will use it? *

Is it new, a kitset or second-hand? *

Builder or supplier (optional)

Where will it sit? *

Can it be insured? *

Most lenders want it insured, and some insurers won't cover homes on wheels, so it's worth checking early.

Floor area (m²) *From the builder's plans. Your best estimate is fine.

Price of the home *

Or your budget, if you haven't chosen one yet.

Set-up costs *

Delivery, site works, connecting water, power and wastewater, and any consent. Often $11,000 to $80,000. Your best estimate is fine; we'll ask for quotes later.

Your savings towards it *

0 if none.

Tell us about it (optional)The home, the site and your plans, in your own words.

How much would you like to borrow? *

Over how long? *

You can change this later with your Money Matchmaker.

Is anyone applying with you? *

A partner, family member or friend borrowing with you.